Take it from me, a lot of people are spending way to much for their Home and Auto Insurance! There are a lot of things you can do to make sure you're getting the most bang for your buck! Utilizing the tricks in this article can save you a bundel on your insurance. Bundeling: Speaking of bundles, Insurance companies love bundles! They know that if you are bundled with them there is virtually a 0% chance that you will move to another carrier. The client thinks that they are get

Why you should think about ditching your Captive Agent and start working with a Independent Insurance Agent or Broker. What is a Captive Agent? A Captive Agent is an agent that has contracted with only one company like [insert corporate name here], and can not work with any other Insurance Company in the industry. They are easy to recognize because they have their captor's logo all over their walls, pamphlets, and on the sign over their door. Captive Agents typically only hav

When I was in college, like many, I was on a tight budget. When it came to insurance I told my agent that I wanted the cheapest car insurance I could get. They then asked me what coverage levels I wanted. I confidently replied "the State Minimum"; thinking that this was surely the cheapest option! It took me years and thousands of dollars to realize how wrong I was. I don't know why my agent asked me what coverage I wanted, after I asked for the cheapest option, but I have a